MGA due diligence checklist
The commercial, underwriting and operational questions behind a serious MGA review.
MGA due diligence tests whether reported earnings and growth are supported by durable authority, underwriting performance, controls, relationships and infrastructure.
Underwriting evidence
Review cohort performance, pricing, mix, referrals, authorities, claims feedback and management response.
Commercial concentration
Map capacity, producer, customer, product and key-person dependencies alongside contractual terms.
Operating resilience
Examine data ownership, cybersecurity, compliance, succession, financial controls and the ability to reproduce key reports.
Use the structure to ask better questions.
The label is only a starting point. Authority, economics, risk ownership, data rights and governance determine how an arrangement works in practice. Decision-makers should test the underlying evidence and contract rather than infer quality from terminology alone.
This guide provides a high-level educational overview. Market terminology and legal obligations vary by jurisdiction and agreement. MGA Index updates reference pages when material market practice changes.
Our editorial standards