Hathaway and Cope

Hathaway & Cope is a Managing General Agent (MGA) established in 1982 and are specialist Public, Employers & Excess of Loss Liability scheme providers to Retail Insurance Brokers. We provide Liability Insurance designed specifically for self employed persons and small businesses, undertaking work in manual, clerical and professional trades. A Managing General Agent does not deal directly with the general public or insured parties. Instead, Managing General Agents act as an intermediary between a retail broker and their client, who is looking for insurance. Our Services: Public & Employers Liability: Tailored coverage for risks beyond standard market acceptance Per capita rating for risks up to 10 manual workers, larger risks are wages and turnover rated Designed for risks that standard online markets cannot accommodate e.g. height, depth, premises or geographical limits, difficult-to-define trades, risks with adverse history. Contractors All Risks (CAR): Comprehensive Works cover for construction and engineering projects, either annual or project covers available Owned & Hired-in Plant and Tools with high delegated authority limits Excess of Loss Insurance: Additional protection above primary liability limits Excess Employers’ Liability – We can offer £5m/10m or £10m/£10m Excess Public and Products Liability – We can offer £3m/£2m, £5m/£5m or £8m/£2m (other limits available on request) Quick Calculator: https://hathawaycope.co.uk/get-a-quote/ Specialised Schemes: Taxi Public Liability - £10m for sole proprietors HVAC (Heating, Ventilation, and Air Conditioning)